Your Xero books,
reconciled
by morning.
Let your AI do the heavy lifting — splits, payouts, partial payments, contras, reconciliation. You know your AI can do this. TheBookkeeper.ai makes it possible.
£30/month · Works with your Accounting Software · Works with your Bank
Your accounting software doesn't reconcile. We do.
Your accounting software shows you the bank lines and the invoices. Matching them is still your job — and it breaks on splits, payouts, partial payments, and anything where the context lives outside your accounting software.
TheBookkeeper.ai does the matching. Your AI agent reads the bank feed, your invoices, and your inbox, then posts reconciled entries back to your accounting software. Any anomolies or uncertainties get flagged. Your can then discuss them in plain english.
Built for founders running real businesses wanting control and automation of their books.
You're not bad at bookkeeping.
Your tools are bad at Bookeeping.
It's Sunday night and you're still in your accounting software.
Month-end was supposed to take an hour. It's taken the weekend. Again.
The same Stripe payout, split by hand, 12 months running.
Net of fees, refunds, chargebacks. You've built the muscle memory. That's the problem.
Half your suspense account is "figure this out later".
Transactions you couldn't categorise on the night. Now it's quarter-end and "later" is today.
You know your AI agent could do this.
You use it for everything else. But it can't see your bank feed, and it can't post to your accounting software. Until now.
Set up in minutes.
Reconcile in seconds.
TheBookkeeper.ai bridges the gap between your raw bank data and your accounting software using the world's most capable AI.
Create your account
Sign up and connect your bank and accounting software via secure OAuth. Takes about two minutes.
Enable your AI
Simply add us to your ai. If you're already using integrations like gmail or drive, you're done in under a minute.
Blissful Books
Open your AI and say "reconcile this week's transactions." It reads your bank feed, matches against your accounting software, handles the complex ones, and posts everything back.
Forget the transactions
that eat your weekend.
Every line below is a frustration you've felt at 11pm on a Sunday. Each one is what your AI agent now handles for you.
Works with the banks, AI agents, and accounting software you already use.
Connect your accounts, let your preferred AI do the work, and post the result back into your books.
Your accounting software's bank feed handles the easy stuff. We handle everything else.
Use a simple, intuitive UI when you want it, or just talk to the agent in plain English.
| Capability | Your accounting software | Your AI agent alone | Human bookkeeper | TheBookkeeper.ai |
|---|---|---|---|---|
| Matches simple bank transactions | | | | |
| Reconciles bank lines to invoices | | | | |
| Splits across multiple accounts | | | | |
| Decomposes Stripe & Shopify payouts | | | | |
| Understands partial payments | | | | |
| Contra entries that net off | | | | |
| Pulls context from email & CRM | | | | |
| Explains every decision | | | | |
| Available instantly, 24/7 | | | | |
One price.
Everything included.
Less than an hour with a human bookkeeper. Saves you a weekend a month.
Custom bank connections, accounting setup, and hands-on onboarding for more complex workflows.
Get in touch- Unlimited reconciliations
- Unlimited transactions
- Splits, payouts, contras, partial payments
- Cancel anytime
The messy middle, explained.
Practical, UK-specific writing on Xero reconciliation, payouts, and the transactions rule-based tools give up on — plus a plain-English lexicon of the terms.
How to Reconcile Xero Using AI (And Where It Breaks)
A practical guide to reconciling Xero with AI in 2026 — the API, MCP, split transactions, and the wall every DIY attempt eventually hits.
What an AI Assistant Can Actually Do in Your Xero
Claude and ChatGPT can connect directly to Xero — listing invoices, running reports, creating contacts. Here's exactly where they stop, and why.
Bookkeeper, Software, or AI? A UK Founder's Guide
A fair three-way comparison — human bookkeeper, Xero alone, or done-for-you AI — with a decision framework by stage and complexity.
When to Stop Doing Your Own Bookkeeping
The signals that tell a UK founder they have outgrown DIY books — lost hours, recurring edge cases, VAT stress, and growing payout complexity.
Common questions
How is this different from just using my accounting software's bank feed?
Your accounting software's bank feed is a rule engine — it matches transactions using simple patterns. It works fine for clean transactions but breaks on anything complex: splits, partial payments, payouts net of fees, or transactions where the context lives outside your accounting software. TheBookkeeper.ai uses your AI agent to apply real judgment, the same way a human bookkeeper would.
Do I need to already use an AI agent?
Yes — TheBookkeeper.ai is designed to work through your AI agent. If you're already using one for other work, adding TheBookkeeper.ai is just one more connector.
What accounting software do you support?
We're building around leading accounting software integrations and expanding based on what early users need. If you're using something else, let us know — we're prioritising based on customer demand.
What banks are supported?
Revolut is supported today. We're expanding to more banks based on customer demand — open banking APIs mean most major banks are on the roadmap.
Is my financial data secure?
Yes. We connect to your bank and accounting software via OAuth — we never store your credentials. Your transaction data passes through our platform only to be processed and posted back to your accounting software. We don't store or sell your financial data.
What if my AI agent gets something wrong?
Anything your AI agent isn't confident about is flagged for your review rather than silently posted. You're always in control of the final call on uncertain transactions. Think of your AI agent as doing 90% of the work and surfacing the 10% that needs your eyes.